A NEW YORK FOUNDATION ADVISORY MODEL
Most financial plans end at retirement
Mine begins with what happens after.
Estate Retirement and Financial Integration Coordinated with clarity structure and purpose
Education first Strategy second Implementation when appropriate
ERFPE
is a coordinated advisory model led by Certified Estate Planner, Jennifer B. Barthol, where the New York financial foundation and experience as a Registered Representative, Annuity Correspondent, Life Licensed Agent and Estate Planning Studies converge to support an integrated planning approach across estate retirement and financial structures.
When ERFPE May
Not Be the Right Fit.
ERFPE’s approach focuses on coordinated planning rather than document preparation alone. Our engagements may not be the best fit for individuals who
- are seeking the lowest-cost trust document available
- prefer do-it-yourself online estate planning platforms
- are not yet ready to engage in a structured planning process
The ERFPE Framework
- Plan
- Protect
- Preserve
- Provide
Integration is not an add-on — it is the foundation.
The ERFPE Philosophy
Build on 4 Pillars
Focused on You
PLAN
We design a strategy that aligns your goals and priorities with your financial plan
PROTECT
We help put the right structures in place to safeguard what you’ve built and who matters most
PRESERVE
We bring clarity and discipline to help preserve your wealth and reduce risks to your legacy
PROVIDE
We align your assets and intentions to provide for the people, causes and future you care about
Estate Planning
Protect what you’ve built and ensure it transfers according to your intentions.
Retirement Planning
Create income strategies that support your lifestyle and long-term goals.
Financial Integration
Bring everything together for clarity, efficiency and better outcomes
Trust & Beneficiary Coordination
Align accounts, beneficiaries and trusts to avoid conflict and confusion.
The ERFPE Approach
- Clarity
- Coordination
- Confidence
Discover
We begin with a conversation about how it transfers priorities and what matters most.
Analyze
We evaluate your estate retirement and financial picture for gaps and misalignment.
Integrate
We design a coordinated strategy that aligns your plan assets and beneficiaries.
Implement
We help you put the right structures in place and stay on track over time.
Ready for Clarity?
Let's start with a conversation
A RECOMMENDED CLARITY CHECK
BUILT ON TRUST FOCUSED ON YOU
Fiduciary Standard
Your best interests always come first.
Independent Advice
Objective guidance without product bias.
Experience That Matters
Decades of experience coordinating complex financial and estate needs.
Confidential & Discreet
Your information is protected with the highest level of care.
Ready For Clarity?
Let's start with a conversation
